Terms of Service
DIANNE MORIN INC
TERMS OF SERVICE
Last Updated: April 12, 2026
www.diannemorininc.com | hello@diannemorininc.com | 14715 Seattle Slew Place, Orlando, FL 32826
PURPOSE OF THIS AGREEMENT
Welcome to Dianne Morin Inc. ("Company," "we," "us," "our"), which includes our website www.diannemorininc.com and any associated platforms, online courses, and digital products (collectively, the "Websites" or "Services"). This Agreement sets forth your rights and obligations as a user of our Websites, services, and products — including compliance consulting, business coaching, online courses (including The Creator Compliance Course, The FinTech Compliance Playbook, and the RIA Compliance Marketing series), digital downloads, and related offerings.
IMPORTANT — PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS BEFORE ACCESSING, USING, SUBSCRIBING TO, OR PLACING AN ORDER THROUGH OUR WEBSITES. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITY (SEE SECTIONS 13 AND 14). THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT.
By accessing, using, enrolling in a service or course, or making a purchase, you and your business agree to the terms set forth herein. If you do not agree to these terms and conditions in their entirety, you are not authorized to use the Website in any manner or form.
THIS AGREEMENT CONTAINS ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 15.
Dianne Morin Inc. reserves the right to update these Terms from time to time by posting updates to our Website. It is your responsibility to check this page periodically for changes. Use of the Websites after such changes constitutes acceptance of those changes.
TABLE OF CONTENTS
Website Use
Website User Conduct and Restrictions — License Terms
Our Privacy Policy and Your Personal Information
Information You Provide; Registration; Passwords
Order Placement and Acceptance
Refunds and Cancellations
Automatic Enrollment, Payment, and Cancellation
Subscription Terms and Automatic Payment
Shipping Fees
Products, Services, and Prices
Important Disclosures
Testimonials, Reviews, and User Content
Disclaimers of Warranties
Limitations of Liability
Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
Additional Remedies
Indemnification
DMCA — Notice and Takedown Procedures
Third-Party Links
Termination
No Waiver
Governing Law and Venue
Force Majeure
Assignment
Electronic Signature
Changes to the Agreement
Additional Representations and Warranties
Severability
Entire Agreement
Contacting Us
Data Privacy — GDPR and U.S. State Laws
SECTION 1 — WEBSITE USE
The Websites are intended for adults. By using the Websites, you affirm that you are at least 18 years old (or the legal age of majority in your jurisdiction, whichever is greater), have the legal capacity to enter into a binding contract with us, and have read and agree to these Terms.
SECTION 2 — WEBSITE USER CONDUCT AND RESTRICTIONS — LICENSE TERMS
All aspects of our Websites are protected by U.S. and international copyright, trademark, and other intellectual property laws. This includes all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, course materials, consulting resources, templates, checklists, and downloadable content — all of which are the exclusive property of Dianne Morin Inc.
No material on the Websites may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way without our express written consent, except for limited personal use (e.g., using course materials or consulting templates provided to you under a service agreement for your own business use only).
You agree not to use the Websites in any unlawful manner or in a manner harmful to Dianne Morin Inc. You specifically agree to refrain from:
Harmful acts — dishonest or unethical business practices, violations of law, hacking, digital or physical attacks on the Websites, or violation of the rights of Dianne Morin Inc. or any third party
Spamming and unsolicited communications — we have zero tolerance for spam. Any communications sent or authorized by you that constitute spamming or unsolicited solicitations will be deemed a material breach of this Agreement
Uploading sensitive information — you will not import or incorporate into any content uploaded to our Websites or connected services any social security numbers, credit card data, passwords, bank account numbers, health data, or other sensitive personal or financial information
Reselling or redistributing our course materials, templates, checklists, or other intellectual property without express written consent
SECTION 3 — OUR PRIVACY POLICY AND YOUR PERSONAL INFORMATION
We respect your privacy and the protection of your personal information. Your submission of personal information through the Website is governed by our Privacy Policy, available at www.diannemorininc.com/privacy-policy. Dianne Morin Inc. reserves the right to modify its Privacy Policy in its reasonable discretion from time to time. Our Privacy Policy is incorporated into this Agreement by reference.
SECTION 4 — INFORMATION YOU PROVIDE; REGISTRATION; PASSWORDS
Some services — including compliance consulting subscriptions, coaching memberships, and online courses — may require account creation. You must provide accurate, current, and complete information and keep your login credentials secure. You are responsible for all activity under your account.
You warrant that all information you provide to us is truthful and accurate, and that you are not impersonating another person. You agree not to transfer your password or username or allow any third party to access your account. You agree to immediately notify Dianne Morin Inc. at hello@diannemorininc.com of any unauthorized use of your account or any breach of security.
SECTION 5 — ORDER PLACEMENT AND ACCEPTANCE
The following terms apply to purchases made through our Websites:
Compliance Consulting and Coaching Services: Fees are agreed upon at enrollment. Services are non-refundable once delivered or commenced.
Online Courses (including The Creator Compliance Course, The FinTech Compliance Playbook, and related modules): All course purchases are final. No refunds will be issued after course access is granted. If you experience a technical issue preventing access, contact hello@diannemorininc.com within 48 hours of purchase.
Digital Downloads and Templates: All sales are final upon download or delivery.
Physical Products (books, kits, or other tangible goods): See Section 6 for return terms.
Subscriptions and Retainers: Certain services automatically renew monthly unless cancelled with at least 10 days' notice before the next billing cycle.
If you order a service or product, payment must be received before your order is accepted. Your electronic order confirmation does not signify our acceptance of your order. Contact us immediately at hello@diannemorininc.com to modify or cancel a pending order. We cannot guarantee we will be able to amend your order after submission.
All advertised prices are in, and all payments shall be in, U.S. Dollars.
SECTION 6 — REFUNDS AND CANCELLATIONS
Refund eligibility by product/service type:
Physical Goods (books, kits, or related tangible items): Refund requests must be made within 30 days of purchase. Products must be returned unopened and in resalable condition. Refund requests must be submitted in writing to hello@diannemorininc.com.
Online Courses and Digital Products: All sales are final once access is granted or the file is delivered. No refunds will be issued.
Consulting and Advisory Services: Non-refundable once work has begun or the first session has occurred.
Coaching Memberships: Non-refundable for the current billing period. You may cancel future renewals per Section 7.
SECTION 7 — AUTOMATIC ENROLLMENT, PAYMENT, AND CANCELLATION
If you do not wish to continue your subscription after a free trial, you must contact us at least 24 hours before your free trial period ends by submitting a cancellation request to hello@diannemorininc.com. If you do not cancel before the trial ends, your subscription will automatically continue and your payment method will be charged the full monthly rate.
To cancel a paid subscription at any time, submit a cancellation request to hello@diannemorininc.com at least ten (10) days before your next billing date. If notice is received fewer than ten (10) days before the billing date, your account may still be charged for that period.
Dianne Morin Inc. reserves the right to change subscription pricing at any time with advance email notice to subscribers.
SECTION 8 — SUBSCRIPTION TERMS AND AUTOMATIC PAYMENT
By enrolling in a subscription, you authorize Dianne Morin Inc. to automatically charge your payment method on a recurring monthly basis for the applicable subscription fee plus any applicable taxes. Your account will be charged on your designated billing date each month until you cancel in accordance with Section 7.
Payment may be made by credit card or debit card. We do not store your full card number; payment processing is handled by our secure third-party payment processor.
Dianne Morin Inc. reserves the right to terminate a user's account for any unpaid period, with or without notice. Termination does not relieve you of any obligation to pay outstanding charges. In the event of collection proceedings, you will be liable for all collection costs, including legal fees.
SECTION 9 — SHIPPING FEES
For physical products, applicable shipping and handling fees will be added to your order unless otherwise stated at checkout. Delivery timeframes are good-faith estimates and subject to change. We are not liable for delays caused by third-party carriers. Risk of loss passes to you upon our delivery to the carrier.
SECTION 10 — PRODUCTS, SERVICES, AND PRICES
Products and services — including compliance consulting, coaching, online courses, digital downloads, and related offerings — and their prices are available at www.diannemorininc.com. Dianne Morin Inc. reserves the right to modify, discontinue, or change pricing for any product or service without notice, except that price changes to existing subscriptions will be communicated by email before taking effect.
SECTION 11 — IMPORTANT DISCLOSURES
Dianne Morin Inc. provides compliance consulting and coaching services. The following disclosures apply to all of our services and content:
Compliance Consulting: All consulting services, online courses, resources, templates, checklists, and materials provided by Dianne Morin Inc. are for educational and informational purposes only. We do not provide legal advice. Our services do not constitute legal counsel and do not create an attorney-client relationship. You should consult a licensed attorney for legal advice specific to your situation.
No Investment or Tax Advice: Nothing on our Websites or in our courses constitutes investment, financial, tax, or securities advice. Always consult a licensed financial or tax professional before making financial decisions.
Regulatory Updates: Compliance regulations change frequently. While we make good-faith efforts to keep our course content current, you should verify any regulatory information against the most recent official regulatory guidance.
Results Disclaimer: Individual results from consulting, coaching, or course participation will vary depending on your effort, business circumstances, market conditions, and other factors. We do not guarantee any specific outcome.
SECTION 12 — TESTIMONIALS, REVIEWS, AND USER CONTENT
Dianne Morin Inc. may use testimonials and product reviews, in whole or in part, along with the name, city, and state of the submitter. Testimonials represent unique individual experiences and do not guarantee that you will achieve the same results. By submitting a testimonial, photograph, video, or other content to us, you grant Dianne Morin Inc. a royalty-free, worldwide, perpetual, non-exclusive, irrevocable license to use that content in any form and for any lawful business purpose.
In accordance with the FTC Consumer Reviews and Testimonials Rule (16 CFR Part 465, effective October 21, 2024), all testimonials displayed on our Websites reflect genuine customer experiences. We do not create, purchase, or use fake reviews. Incentivized reviews, if any, are clearly disclosed.
SECTION 13 — DISCLAIMERS OF WARRANTIES
EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WE MAKE NO REPRESENTATIONS OR WARRANTIES AS TO THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, AVAILABILITY, ACCURACY, OR COMPLETENESS OF ANY INFORMATION ON THIS WEBSITE. WE DO NOT WARRANT THAT THE WEBSITE WILL BE SECURE, UNINTERRUPTED, OR ERROR-FREE, OR THAT ANY STORED DATA WILL BE ACCURATE OR RELIABLE. ALL CONDITIONS, REPRESENTATIONS, AND WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, ARE HEREBY DISCLAIMED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
SECTION 14 — LIMITATIONS OF LIABILITY
EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL DIANNE MORIN INC., ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, INDEPENDENT CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, EXEMPLARY, CONSEQUENTIAL, PUNITIVE, OR OTHER DAMAGES ARISING FROM OR RELATED TO THIS AGREEMENT, THE SERVICES OR PRODUCTS, OR YOUR USE OF THE WEBSITES, REGARDLESS OF WHETHER DIANNE MORIN INC. HAS HAD NOTICE OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL DIANNE MORIN INC.'S LIABILITY TO YOU EXCEED THE AMOUNT OF THREE (3) TIMES THE PAYMENTS PAID BY YOU TO DIANNE MORIN INC. FOR THE MONTH PRECEDING THE DATE ON WHICH THE CLAIM AROSE, OR TWO THOUSAND DOLLARS ($2,000), WHICHEVER IS GREATER.
SECTION 15 — DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER
PLEASE READ THIS ARBITRATION PROVISION CAREFULLY. EXCEPT WHERE PROHIBITED BY LAW, ANY CLAIM YOU MAY HAVE MUST BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION. YOU ARE WAIVING YOUR RIGHT TO A TRIAL BY JURY AND YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION.
If you have a dispute, you agree to first contact us at hello@diannemorininc.com to attempt informal resolution. Any claim that cannot be resolved informally within 120 days shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules, available at www.adr.org or 1-800-778-7879.
Arbitration shall be conducted by a single neutral arbitrator in the English language in Orange County, Florida (or by telephone or written submissions if both parties agree). The arbitrator shall follow the substantive law of the State of Florida. All claims must be brought within one (1) year after the claim arises. Arbitration awards may be entered in any court of competent jurisdiction.
You and Dianne Morin Inc. agree that disputes will only be arbitrated on an individual basis and shall not be consolidated on a class-wide or representative basis. You expressly waive any right to pursue any class or representative action.
SECTION 16 — ADDITIONAL REMEDIES
In the event of any breach or threatened breach by you of this Agreement, or any infringement of Dianne Morin Inc.'s intellectual property, Dianne Morin Inc. shall be entitled to seek injunctive relief and other equitable remedies from a court of competent jurisdiction in Orange County, Florida, in addition to any other remedies available at law or in equity, including recovery of monetary damages.
SECTION 17 — INDEMNIFICATION
To the fullest extent permitted by law, you agree to defend, indemnify, and hold harmless Dianne Morin Inc., its directors, officers, employees, shareholders, licensors, independent contractors, subcontractors, suppliers, affiliates, and agents from and against any and all claims, actions, losses, liabilities, damages, expenses, and costs (including attorneys' fees) arising out of or related to: (1) your use or misuse of the Websites, products, or services; (2) information you submit or transmit through the Websites; (3) your breach of these Terms; or (4) your violation of any law or the rights of a third party.
SECTION 18 — DMCA — NOTICE AND TAKEDOWN PROCEDURES
If you believe that materials or content on our Websites infringe any copyright you own, you or your agent may send Dianne Morin Inc. a written notice requesting removal of that material. Notices and counter-notices should be sent to:
Dianne Morin Inc. — Attention: Legal Department
14715 Seattle Slew Place, Orlando, FL 32826
Email: dianne@diannemorininc.com
SECTION 19 — THIRD-PARTY LINKS
The Websites may contain links to third-party websites, platforms, or services — including course delivery platforms (such as BetterMe), payment processors, and social media platforms. Dianne Morin Inc. assumes no responsibility for the content, privacy practices, or functionality of any third-party website or service. Please review the privacy policies and terms of use of any third-party services you access through our Websites.
SECTION 20 — TERMINATION
This Agreement takes effect when you access, use, subscribe to, or purchase from our Websites. Dianne Morin Inc. may terminate this Agreement or suspend your access at any time without notice if you fail to comply with any term or provision of this Agreement or violate any applicable law. Upon termination, you remain responsible for any outstanding payments to Dianne Morin Inc. Sections 11–18 and 21–31 survive termination of this Agreement.
SECTION 21 — NO WAIVER
No failure or delay by Dianne Morin Inc. in exercising any right, power, or remedy under this Agreement operates as a waiver. A waiver of any right or obligation is only effective if made in writing and signed by Dianne Morin Inc.
SECTION 22 — GOVERNING LAW AND VENUE
This Agreement shall be governed exclusively by the laws of the State of Florida without regard to its conflicts of laws principles. To the extent any claim is found to be excluded from the arbitration agreement in Section 15, the parties agree that such claim shall be exclusively brought in the state or federal courts located in Orange County, Florida. You irrevocably consent to the exclusive personal jurisdiction of, and exclusive venue in, such courts, and forever waive any challenge to said courts' exclusive jurisdiction or venue.
SECTION 23 — FORCE MAJEURE
Dianne Morin Inc. will not be responsible for any delay, damage, or failure caused by any act of nature, governmental action, pandemic, cyberattack, or other cause beyond our reasonable control.
SECTION 24 — ASSIGNMENT
Dianne Morin Inc. may assign its rights under this Agreement at any time without notice. Your rights under this Agreement cannot be assigned without Dianne Morin Inc.'s express written consent.
SECTION 25 — ELECTRONIC SIGNATURE
All communications on our Websites are considered electronic communications. By clicking "I Agree," "Purchase," "Enroll," "Submit," or any similar button or link, you are providing your electronic signature and agree that such action constitutes a legally binding agreement equivalent to a written signature.
SECTION 26 — CHANGES TO THE AGREEMENT
We reserve the right to update, change, or replace any part of this Agreement by posting updates to our Website at www.diannemorininc.com/terms-of-service. Your continued use of or access to our Websites following any posted changes constitutes acceptance of those changes.
SECTION 27 — ADDITIONAL REPRESENTATIONS AND WARRANTIES
You represent and warrant that: (1) you are at least 18 years of age or the legal age of majority in your jurisdiction; (2) you have the legal capacity to enter into this Agreement; (3) you have read and agree to these Terms; (4) you will not resell, redistribute, or export any product or service purchased through our Websites without express written consent; and (5) all information provided to Dianne Morin Inc. is truthful and accurate.
SECTION 28 — SEVERABILITY
If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it enforceable and consistent with the remainder of the Agreement.
SECTION 29 — ENTIRE AGREEMENT
These Terms, together with our Privacy Policy and any policies or operating rules posted on our Websites, constitute the entire agreement between you and Dianne Morin Inc. and supersede all prior or contemporaneous agreements, representations, and communications. Any ambiguities in the interpretation of these Terms shall not be construed against the drafting party.
SECTION 30 — CONTACTING US
For questions or inquiries about these Terms, please contact us:
Dianne Morin Inc.
14715 Seattle Slew Place, Orlando, FL 32826
General Inquiries: hello@diannemorininc.com
Compliance Matters: dianne@diannemorininc.com
Abuse or Spam: hello@diannemorininc.com
SECTION 31 — DATA PRIVACY — GDPR AND U.S. STATE LAWS
Dianne Morin Inc. is committed to compliance with applicable data privacy laws. Please review our full Privacy Policy at www.diannemorininc.com/privacy-policy for complete information on how we collect, use, and protect your personal data.
GDPR: The EU General Data Protection Regulation (effective May 25, 2018) applies to any person or business that sells goods or services to EU residents or processes the personal data of EU residents. Dianne Morin Inc. complies with applicable GDPR requirements. UK residents are subject to the UK GDPR, which mirrors the EU GDPR following the United Kingdom's departure from the European Union.
U.S. State Privacy Laws: Dianne Morin Inc. complies with applicable U.S. state privacy laws including but not limited to: the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA); the Virginia Consumer Data Protection Act (VCDPA); the Colorado Privacy Act (CPA); the Connecticut Data Privacy Act (CTDPA); the Texas Data Privacy and Security Act (TDPSA, effective July 2024); and the Florida Digital Bill of Rights (FDBR). To exercise any rights under these laws, contact hello@diannemorininc.com.
Copyright 2026 — Dianne Morin Inc. — All Rights Reserved